In a hypothetical situation, lets just say you are in your 20's and you have 100k USD sitting on the side and that's it. What would be the best strategy/approach to maximize long-term gains in this scenario? What percent of your total money would you have invested in stocks (lets say index funds, primarily VTI for example) vs what percentage would you store in your bank/savings account?

Let's just say you do not need the money anytime soon and plan on holding for the long-term, especially through volatile times. Curious on what you guys all think. Share your thoughts with us at and @CNNOpinion.
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