Fannie, Freddie Set Stage For Mortgage Credit Overhaul With VantageScore 4.0, But Lenders Urge Caution

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Fannie, Freddie Set Stage For Mortgage Credit Overhaul With VantageScore 4.0, But Lenders Urge Caution

benzinga.com/news/financing/25/08/46782440/fannie-freddie-set-stage-for-mortgage-credit-overhaul-with-vantagescore-4-0-but-lenders-urge-cauti

Rent and light-bill history could soon help millions secure a mortgage. The Federal Housing Finance Agency (FHFA) has told Fannie Mae and Freddie Mac they may now accept VantageScore 4.0, a credit model that counts on-time rent and utility payments, alongside the long-dominant FICO…

This story appeared on benzinga.com, 2025-08-01 05:09:07.