SoFi Defies Credit Fears as Consumers Keep Spending

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SoFi Defies Credit Fears as Consumers Keep Spending

pymnts.com/earnings/2025/sofi-defies-credit-fears-as-consumers-keep-spending

SoFi reported its Q3 earnings Tuesday morning (Oct. 28), and the message was straightforward: Its mostly prime borrowers look resilient, and their spending is steady.

Pressed by analysts on consumer credit, CEO Anthony Noto said the company’s real-time view across checking,…

This story appeared on pymnts.com, 2025-10-28 22:07:04.