Money-Market Funds & CDs: Americans Grow their Huge Piles of Interest-Earning Cash Further despite Lower Yields

wolfstreet.com/2025/09/12/money-market-funds-cds-americans-grow-their-huge-piles-of-interest-earning-cash-further-despite-lower-yields

Household money-market funds surged, large CDs also surged. But small CDs are the hot money; they flee when yields drop.
By Wolf Richter for WOLF STREET.
Despite the Fed’s rate cuts of 100 basis points in 2024, and therefore lower yields on money market funds, households continued to…

This story appeared on wolfstreet.com, 2025-09-13 00:50:06.
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